Coming Soon — Join the waitlist

Send cash at the
speed of a text.

345.cash is a lightning-fast peer-to-peer money transfer app.
No hidden fees. No friction. Just send.

Free forever for personal use. Be first in line.

JD
Jane Doe
@janedoe
$ 50.00
Lunch split 🍕
Instant transfer
Why 345.cash

Built for how you actually move money.

Instant transfers

Funds arrive in seconds, not business days. Real-time rails from the start.

🔒

Bank-grade security

End-to-end encrypted. Your money and data stay yours — always.

💸

Zero fees

Personal transfers are free. No surprise charges, no subscription required.

📱

One tap to send

Type an amount, pick a contact, hit send. Three steps — that's it.

🌐

Works anywhere

Send domestically or internationally. No bank account required on either end.

📊

Smart history

Every transaction logged, searchable, exportable. Know where your money goes.

How it works

Three steps to send.

01

Create your account

Sign up with your email in under 60 seconds. No paperwork, no waiting.

02

Add your funds

Link a card or bank account. Deposit once, use anywhere.

03

Send instantly

Pick someone, enter an amount, and send. They get it immediately.

Ready to ditch the wait?

Be among the first to experience 345.cash when we launch.